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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent app, easy to navigate site and great custo...

Excellent app, easy to navigate site and great customer service. Simple application process. Reviewed on: 22nd April 2025

Very happy with everything from every facility.

Very happy with everything from every facility... Reviewed on: 22nd April 2025

Always good

Always had a good and fast service. Reviewed on: 22nd April 2025

Easily understandable and excellent customer service

Clear details and no hidden charges. Reviewed on: 22nd April 2025

Brilliant to help build credit score

Brilliant to help build credit score Reviewed on: 22nd April 2025

They are always at the end of the phone if you need...

They are always at the end of the phone if you need help Reviewed on: 22nd April 2025

Very good, understandable and honest

Very good, understandable and honest Reviewed on: 22nd April 2025

Absolutely amazing credit card company.

Absolutely amazing credit card company. They are always so quick to response and friendly. They are brilliant. Reviewed on: 22nd April 2025

Very good experience I really like it

Very good experience I really like it Reviewed on: 22nd April 2025

I have found zopa to be really helpful in building m...

I have found zopa to be really helpful in building my credit rating Reviewed on: 22nd April 2025

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