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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Just straight forward and direct so simplicity is key.

Just straight forward and direct so simplicity is key. Reviewed on: 22nd April 2025

Very competitive interest rate very good customer se...

Very competitive interest rate very good customer service very quick response Reviewed on: 22nd April 2025

Great product and excellent customer service

Great product and excellent customer service Reviewed on: 22nd April 2025

Good service eventually Wasn't happy regarding first...

Good service eventually Wasn't happy regarding first payment but it was rectified Reviewed on: 22nd April 2025

Amazing I am loving it.

Amazing I am loving it. It was a good choice for me. No issues Reviewed on: 22nd April 2025

Fantastic customer service.

Fantastic customer service. Issues dealt with promptly. Very professional Reviewed on: 22nd April 2025

Very good card.

Very good card. An ok apr as well Reviewed on: 22nd April 2025

I ham relly happy best card had nd have told all fam...

I ham relly happy best card had nd have told all family two get A++++ Reviewed on: 22nd April 2025

Zopa review

I've had this credit card for quite some time and I pay my bills monthly in full and I've never been offered an increase or a loan Reviewed on: 22nd April 2025

Great app, easy to use.

Great app, easy to use. Clear repayment options Reviewed on: 22nd April 2025

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