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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Allways accurate allways helpful absolutely not one...

Allways accurate allways helpful absolutely not one issue in 5 years highly recommended Reviewed on: 22nd April 2025

Fast easy and excellent service, great site and app

Fast easy and excellent service, great site and app Reviewed on: 22nd April 2025

Always happy .

Always happy and very happy and excited always. Reviewed on: 22nd April 2025

Amazing experience.

Always happy to help, quick service and really understand us as customers, I will only ever use zopa from now on. Reviewed on: 22nd April 2025

Zopa. Great Service

Since I’ve been with Zopa I have received nothing but excellent service and helpful hints. Very satisfied Reviewed on: 22nd April 2025

My experience has been nothing but great

My experience has been nothing but great Reviewed on: 22nd April 2025

Excellent customer service great interest rate for s...

Excellent customer service great interest rate for savings Reviewed on: 22nd April 2025

Easy site to use.

Easy site to use. Excellent service Reviewed on: 22nd April 2025

Just a great company and great service , no hidden f...

Just a great company and great service , no hidden fees or hassle at all , easy to apply for a credit card and quick decision, all round fantastic service Reviewed on: 22nd April 2025

Very easy too use mobile app Fast...

Very easy too use mobile app Fast and efficient Reviewed on: 22nd April 2025

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