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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good way of maintaining financial activity.

Good way of maintaining financial activity. Reviewed on: 24th April 2025

Zopa is suits me good

I am using every month this card it is secure and comfortable Reviewed on: 24th April 2025

All been good every time I have dealt with them...

All been good every time I have dealt with them Reviewed on: 24th April 2025

Excellent company easy to contact really easy app to...

Excellent company easy to contact really easy app to use Reviewed on: 24th April 2025

Friendly helpful, txts every time you spend that how...

Friendly helpful, txts every time you spend that how I found out my card had been used by someone other than myself , was sorted out with in two weeks fully refunded and new card sent out Reviewed on: 24th April 2025

Easy transactions

Zopa have been very easy to deal with, comprehensive and discrete application with a quick response to my requests Reviewed on: 24th April 2025

Great credit card with very fair rates of interest

Great credit card with very fair rates of interest Reviewed on: 24th April 2025

Zopa is an excellent credit card service,everything...

Zopa is an excellent credit card service,everything about it I have found an excellent service,would highly recommend if eligible Reviewed on: 24th April 2025

Zopa gave me a credit card and chance to prove I can...

Zopa gave me a credit card and chance to prove I can manage a credit card excellent company recommend to anyone with poor credit Reviewed on: 24th April 2025

joining was a good move

Easy to deal with very helpful and interest rate is reasonable l would happily recommend them Reviewed on: 24th April 2025

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