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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good credit cards and not much pay back a...

Very good credit cards and not much pay back a month Reviewed on: 24th April 2025

Good customer service also efficient

Good customer service also efficient Reviewed on: 24th April 2025

It’s a very good credit card.

It’s a very good credit card. East to get amd use. Reviewed on: 24th April 2025

Super product!

Communication is clear and timely. Great flexibility for payment structure. Quick and simple application process Reviewed on: 24th April 2025

Great service amazing product Would recommend it to...

Great service amazing product Would recommend it to everyone Reviewed on: 24th April 2025

Good service, great app and overall a professional s...

Good service, great app and overall a professional service Reviewed on: 24th April 2025

Just easy to pay and clear what you owe

Just easy to pay and clear what you owe Reviewed on: 24th April 2025

Good app good customer service and great card

Good app good customer service great card Reviewed on: 24th April 2025

This has given me financial stability

This has given me financial stability Reviewed on: 24th April 2025

Excellent

Hassle free one of the best credit card Reviewed on: 24th April 2025

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