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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very convenient to use and to pay

Very convenient to use and to pay Reviewed on: 22nd April 2025

Good communication, easy to use app

Good communication, easy to use app Reviewed on: 22nd April 2025

Efficiency is my word

Efficiency is what i have benefited Reviewed on: 22nd April 2025

Very easy to use and costermer Sirvice very good

Very easy to use and costermer Sirvice very good Reviewed on: 22nd April 2025

Easy to use, customer service brilliant

Easy to use, customer service brilliant Reviewed on: 22nd April 2025

Excellent product

Absolutely first rate in all my dealings during my time as a customer Reviewed on: 22nd April 2025

No complain.

No complain. The service is excellent Reviewed on: 22nd April 2025

Great card, easy to make additional payments that ar...

Great card, easy to make additional payments that are processed immediately. Easy app to navigate Reviewed on: 22nd April 2025

.good experiance

.100% very good, so hapy with experiance Reviewed on: 22nd April 2025

App is good and easy to use - will open a bank acco...

App is good and easy to use - will open a bank account in due course - interest rates can be better and more competitive Reviewed on: 22nd April 2025

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