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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
81% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Great card for emergency purposes

5
Great card for emergency purposes Reviewed on: 28th February 2025

Very helpful in every matter I have enquired about.

5
Very helpful in every matter I have enquired about. Reviewed on: 28th February 2025

Simplicity, easy app and very straight forward

5
Simplicity, easy app and very straight forward Reviewed on: 28th February 2025

Zopa Credit

5
Very good always have helped me with my credit. Thank you to Zopa for their help. Reviewed on: 28th February 2025

I have had a great experience with Zopa and would re...

5
I have had a great experience with Zopa and would recommend them to anyone I have managed to use my card all over the world Reviewed on: 28th February 2025

Zopa helped me when I needed it most

5
Zopa helped me when I needed it most Reviewed on: 28th February 2025

Easy to access easy to use.

5
Easy to access easy to use. Easy application Reviewed on: 28th February 2025

As a busy mother of 2 the card is always help at the...

4
As a busy mother of 2 the card is always help at the right time with quick transaction. I am a nurse our salary is nothing to write home about this card has been a blessing. Reviewed on: 28th February 2025

Very smooth to apply and the extra available cash ha...

5
Very smooth to apply and the extra available cash has helped me out immensely Reviewed on: 28th February 2025

Easy to apply and the app is user friendly and reall...

5
Easy to apply and the app is user friendly and really handy for me to keep an eye on my finances. Reviewed on: 28th February 2025

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