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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good customer service

Good customer service & good value & app is really easy to use Reviewed on: 22nd April 2025

Good experience.

Good experience. Easy, informative app and good apr Reviewed on: 22nd April 2025

Low rates,try for a first time and its very good...

Low rates,try for a first time and its very good Reviewed on: 22nd April 2025

Very convenient to use and to pay

Very convenient to use and to pay Reviewed on: 22nd April 2025

Good communication, easy to use app

Good communication, easy to use app Reviewed on: 22nd April 2025

Efficiency is my word

Efficiency is what i have benefited Reviewed on: 22nd April 2025

Very easy to use and costermer Sirvice very good

Very easy to use and costermer Sirvice very good Reviewed on: 22nd April 2025

Easy to use, customer service brilliant

Easy to use, customer service brilliant Reviewed on: 22nd April 2025

Excellent product

Absolutely first rate in all my dealings during my time as a customer Reviewed on: 22nd April 2025

No complain.

No complain. The service is excellent Reviewed on: 22nd April 2025

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