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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I had no problem with them they are very good...

I had no problem with them they are very good Reviewed on: 24th April 2025

Outstanding service.

Outstanding service. Effective communication. Reviewed on: 24th April 2025

Best one out there

Very good experience, straight forward and quick application Reviewed on: 24th April 2025

Brilliant credit building card, had really helped me...

Brilliant credit building card, had really helped me improve my credit score, highly recommended for people like me. Reviewed on: 24th April 2025

Best credit card I've used.

Best credit card I've used. Easy online use too Reviewed on: 24th April 2025

Zona Rocks

Very happy with Zopa, great customer service. Reviewed on: 24th April 2025

Never needed customer services as all easy to use

Never needed customer services as all easy to use Reviewed on: 24th April 2025

I am very happy to be using zopa credit card...

I am very happy to be using zopa credit card Reviewed on: 24th April 2025

Great Card & App

Really good app options to help your credit score built in , you can add your rent payments to your credit file which is also handy and helps your score improve - good customer service when i have had to use Reviewed on: 24th April 2025

Brilliant people to work with.

Brilliant people to work with. They are very understanding and the customer service are supportive Reviewed on: 24th April 2025

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Want to see more from Zopa?

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