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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy to set up and use a great credit card

Easy to set up and use a great credit card Reviewed on: 22nd April 2025

Easy to pay and apply less interest rate

Easy to pay and apply less interest rate Reviewed on: 22nd April 2025

Best credit card I’ve ever had , couldn’t fault the...

Best credit card I’ve ever had , couldn’t fault the service from start to finish. The app is amazing so easy to understand and make payments Reviewed on: 22nd April 2025

Easy to apply, instant decision.

Easy to apply, instant decision. Great app Reviewed on: 22nd April 2025

Perfect..

Easy to use friendly and helpful on the phone clear payment plan easy to pay great simple app notifications on payments transactions easy to find pin reminder trustworthy and good starting limit. Happy to recommend Reviewed on: 22nd April 2025

I HAVE BEEN USING ZOPA FOR MANY YEARS.

I HAVE BEEN USING ZOPA FOR MANY YEARS. APPLYING FOR CREDIT CARD TOOK ME SOME TIME BUT THAT BECAUSE ZOPA IS RESPONSIBLE LENDER AND WOULD NOT LET ME BORROW WHEN I COULD NOT AFFORD. Reviewed on: 22nd April 2025

Understanding Zopa

Zopa have always given me an excellent service whenever I have needed to contact them for help or assistance for any issue that I may of had with my account and been as helpful and understanding as possible. Reviewed on: 22nd April 2025

Zoopa credit card is amazing, money is at hand when...

Zoopa credit card is amazing, money is at hand when needed. great and easy to use. possibility to set up convenient repayments. incredibly fast nice service. highly recommend Reviewed on: 22nd April 2025

Zopa best credit card company

Very friendly people always ask me if I want an increase never assume first very understanding company have recommended to my family and friends Reviewed on: 22nd April 2025

About zopa

Ok. Super. Excellent. I'm very happy Reviewed on: 22nd April 2025

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