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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Good service

Easy application and fastgood customer service spp easy to use Reviewed on: 22nd April 2025

Excellent service and great card

Excellent service and great card Reviewed on: 22nd April 2025

It's a great credit card the app is easy to use and...

It's a great credit card the app is easy to use and overall excellent Reviewed on: 22nd April 2025

easy to get through to customer services’s and good...

easy to get through to customer services’s and good at keeping you up to date via text messages Reviewed on: 22nd April 2025

It’s has been very positive so far

It’s has been very positive so far Reviewed on: 22nd April 2025

The Best

Super Super Super Super Super The Best!!! Reviewed on: 22nd April 2025

Excellent service

Easy to access to account information offers , promotions investment opportunities Reviewed on: 22nd April 2025

Excellent for everyday needs or that purchase you ju...

Excellent for everyday needs or that purchase you just can’t afford at present Reviewed on: 22nd April 2025

Had no problems ,would totally recommend

Had no problems ,would totally recommend Reviewed on: 22nd April 2025

Easy to use and great communication

Easy to use and great communication Reviewed on: 22nd April 2025

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