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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Great card

They say they do also the give me , interest cash back which I do not expect and is super duper fantastic. Reviewed on: 22nd April 2025

Excellent service service best service

Excellent service service best service Reviewed on: 22nd April 2025

Good Credit Card

easy to use, no hidden charges, HIGHLY RECOMMENDED Reviewed on: 22nd April 2025

Great thank you , it’s amazing company !

Great thank you , it’s amazing company ! I appreciate everything you done for me and for me and for the credit card you have offered & friendly support staff Reviewed on: 22nd April 2025

the experince i have had i have had no issuse with z...

the experince i have had i have had no issuse with zopa at all Reviewed on: 22nd April 2025

Easy to use probably my favorite app applied for a l...

Easy to use probably my favorite app applied for a loan and had the money in my account within 5 minutes I also like that I can make additional payment to my loan with no hassle Reviewed on: 22nd April 2025

Zopa credit card

Getting a credit card with Zopa was straightforward and easy to apply The customer services excellent and straightforward would recommend to others Reviewed on: 22nd April 2025

Very low interest and easy credit card payment and h...

Very low interest and easy credit card payment and helpful my financial Reviewed on: 22nd April 2025

It has been the best credit card and the process is...

It has been the best credit card and the process is smooth Reviewed on: 22nd April 2025

Really good to use, excelant service

Really good to use, excelant service Reviewed on: 22nd April 2025

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