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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Always a handy card to have at hand for those little...

Always a handy card to have at hand for those little emergencies Reviewed on: 22nd April 2025

Its been good, great way to increase credit score.

Its been good, great way to increase credit score. Reviewed on: 22nd April 2025

Good costumer service and good helpful

Good costumer service and good helpful Reviewed on: 22nd April 2025

Nice to operate

Very easy to understand when you have any questions Reviewed on: 22nd April 2025

Great and easy to use app is great to

Great and easy to use app is great to Reviewed on: 22nd April 2025

I have no worries they have been excellent since I g...

I have no worries they have been excellent since I got my card they let me know what is new Reviewed on: 22nd April 2025

It's been great no worries at good customer service...

It's been great no worries at good customer service reliability very good so pleased am with this company Reviewed on: 22nd April 2025

Best experience customer service are excellent

Best experience customer service are excellent Reviewed on: 22nd April 2025

No fuss management of money, excellent app

No fuss management of money, excellent app Reviewed on: 22nd April 2025

Easy to use.

Easy to use. Clear statements and good communication. Reviewed on: 22nd April 2025

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