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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very easy to apply and to manage your accounts online

Very easy to apply and to manage your accounts online Reviewed on: 22nd April 2025

Never had any issues great bank

Never had any issues great bank Reviewed on: 22nd April 2025

Great Customer Service Experience!

Great Customer Service Experience! Reviewed on: 22nd April 2025

Great service

Nothing but great service, always been there when needed Reviewed on: 22nd April 2025

Zopa is an excellent credit card for people who are...

Zopa is an excellent credit card for people who are on a budget. Their range of tools including the credit cushion and advanced notifications of payments help me make the most of this product Reviewed on: 22nd April 2025

Straight forward and easy to use, good communication...

Straight forward and easy to use, good communication and payment reminders Reviewed on: 22nd April 2025

Zopa trusted me when nobody else would, they have be...

Zopa trusted me when nobody else would, they have been so helpful and done everything they could. Quick and reassuring as possible and staff are always hospitable. Reviewed on: 22nd April 2025

Really pleased with the service provided

Really pleased with the service provided Reviewed on: 22nd April 2025

Always up to date on line access 24/7

Always up to date on line access 24/7 Reviewed on: 22nd April 2025

Great credit cardGreat customer service

Great credit cardGreat customer service Reviewed on: 22nd April 2025

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