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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Such a great way of budgeting on a monthly basis.

Such a great way of budgeting on a monthly basis. Reviewed on: 22nd April 2025

Easy to keep track of finances.

Easy to keep track of finances. App simple to use and make any alteration Reviewed on: 22nd April 2025

No hassle with anything also sends reminders when it...

No hassle with anything also sends reminders when it time to pay Reviewed on: 22nd April 2025

Handy credit card

A very easy handy card. Very efficient and fast when making transactions. Like the corporate colours of the card. Reviewed on: 22nd April 2025

Great app, easy to use and lots products on offer.

Great app, easy to use and lots products on offer. Reviewed on: 22nd April 2025

Excellent service and excellent customer service

Excellent service and excellent customer service Reviewed on: 22nd April 2025

It was OK till now but I noticed last few days money...

It was OK till now but I noticed last few days money dissappear every day not more but today £0.54 tomorrow £0.17 and I don't know where it goes for example I had £2.09 available next day I find £1.74 and I didn't bought anything Reviewed on: 22nd April 2025

Easy to use pleasent service

Easy to use app updates quickly they are not intrusive like other providers Reviewed on: 22nd April 2025

Very informative staff and extremely friendly

Very informative staff and extremely friendly Reviewed on: 22nd April 2025

I have no problem with this card it hasn't let me down.

I have no problem with this card it hasn't let me down. Reviewed on: 22nd April 2025

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