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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I do not have an issue.

I do not have an issue. It is very good because they'll let you know your next payment in few days before. Reviewed on: 22nd April 2025

I have been with Zopa for a while and I have had the...

I have been with Zopa for a while and I have had the best experience with their services. Reviewed on: 22nd April 2025

Good Credit Card

Fast decision making, clear communication on interest and how this is applied Reviewed on: 22nd April 2025

Not sure how good

Not sure how good it is as I have only used the credit card so far Reviewed on: 22nd April 2025

Convenient and easy to access when purchasing online

Convenient and easy to access when purchasing online Reviewed on: 22nd April 2025

Credit card application process was easy and payment...

Credit card application process was easy and payments are taken by direct debit which takes the hassle out of remembering to pay on time. Reviewed on: 22nd April 2025

SMOOTH AND QUICK RESPONSE

Smooth and quick response in processing my request. Prompt and effective communication as per setting up my Online App and availability of my credit card. Reviewed on: 22nd April 2025

It's been been great and hasle free

It's been been great and hasle free Reviewed on: 22nd April 2025

Efficient open does what it says

Efficient open does what it says Reviewed on: 22nd April 2025

best rate on credit cardt ...

Excellent rates on card better then most highly recommended Reviewed on: 22nd April 2025

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