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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good customer service I had over the phone

Very good customer service I had over the phone Reviewed on: 21st April 2025

I got my card very easy very good service

I got my card very easy very good service Reviewed on: 21st April 2025

Very happy with it helpfull friendly people

Very happy with it helpfull friendly people Reviewed on: 21st April 2025

Easy to use and very quick service used customers se...

Easy to use and very quick service used customers service and was very easy Reviewed on: 21st April 2025

First class service

Good company - tell you when you are getting close to your limit Reviewed on: 21st April 2025

It is an excellent card, it can be used very easily...

It is an excellent card, it can be used very easily anywhere, it is easy to load Reviewed on: 20th April 2025

Been with them a while and great service and great c...

Been with them a while and great service and great customer service Reviewed on: 20th April 2025

This company gave me a chance when others wouldn't a...

This company gave me a chance when others wouldn't and I thank them for that plus the service is great and a straight forward easy to use app thank you zopa hope you win Reviewed on: 20th April 2025

Had no problems with using this account.

Had no problems with using this account. Kept updated on all purchases and payments. Reviewed on: 20th April 2025

Very efficient and good service a good card

Very efficient and good service a good card Reviewed on: 20th April 2025

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