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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Absolutley fantastic, highly recommend!

Absolutley fantastic, highly recommend! Reviewed on: 20th April 2025

I have a zopa credit card and I am very...

I have a zopa credit card and I am very happy with it Reviewed on: 20th April 2025

Very easy to use and helped my credit score

Very easy to use and helped my credit score Reviewed on: 20th April 2025

Zopa are very supportive and allow you to create a c...

Zopa are very supportive and allow you to create a cushion to keep some credit clear. ThThey also provide good saving rates on banking accounts Reviewed on: 20th April 2025

I don't know what to say at the moment.

I don't know what to say right now Reviewed on: 20th April 2025

Very good service .

Very good service .easy to talk to they make you feel as if your family rather than a customer Reviewed on: 20th April 2025

Great wee bank thar gives super savings options too.

Card was easy to open, offered 0% balance transfer and now have a great wee bank account too Reviewed on: 20th April 2025

Can't fault them any questions answered in seconds

Can't fault them any questions answered in seconds Reviewed on: 20th April 2025

Very good and very useful

Very good very useful and very convenient Reviewed on: 20th April 2025

Really easy to open accounts great well planed app.

Really easy to open accounts great well planed app. Quick response. Offers all types of financial services. They keep you well informed on each account in the app. Reviewed on: 20th April 2025

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