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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I've had a Zopa Credit Card for quite a while now an...

I've had a Zopa Credit Card for quite a while now and is very easy to and the app is so easy to navigate keep up the great work. Reviewed on: 20th April 2025

Never thought I get a card

Never thought I get a card had it a few months now and been great app easy to use Reviewed on: 20th April 2025

GREAT SERVICE

Very easy to use the ap and assistance with replacement of my credit card. Reviewed on: 20th April 2025

All is well.

All is well. Zopa is good. No unnecessary charges. Trusted Reviewed on: 20th April 2025

Fantastic service so easy to use and setup

Fantastic service so easy to use and setup Reviewed on: 20th April 2025

Great experience always highly recommended

Great experience always highly recommended Reviewed on: 20th April 2025

The best

Best ever and good service and really friendly customer service Reviewed on: 20th April 2025

Love Zopa, never any issues with my account.

Love Zopa, never any issues with my account. Very easy to use app. Support when needed as always been helpful and easy to access Reviewed on: 20th April 2025

Resolved Query

They dealt very quickly with my query. Reviewed on: 20th April 2025

It was easy quick and very efficient

It was easy quick and very efficient Reviewed on: 20th April 2025

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