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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40276 reviews)

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4.93

Based on 40,276 reviews, last reviewed 15th Jan 2026

150% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick, decisive decisions, easy to access and naviga... Quick, decisive decisions, easy to access and navigate website. Updates quickly when any transactions are made. Payment easy to make. Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40276)

Review of the Zopa, Credit card:

Hello, I was needing some financial help so I applie...

Hello, I was needing some financial help so I applied for a Zopa credit card not thinking that I would be accepted. When I received the reply offering me a credit card, I was very happy as it eased the pressure on my family Christmas shopping and everyone had a great Christmas thanks to Zopa. Reviewed on: 16th January 2025

Easy to use, information is available at all times

Easy to use, information is available at all times Reviewed on: 29th April 2025

Quality service

I have always had good service with Zopa and they keep me updated with everything I need to know. The online banking app is excellent and provides easy access to my account. Their customer service is very supportive when I had to call and resolved my query instantly. Reviewed on: 29th April 2025

Very easy to understand and work with

Very easy to understand and work with Reviewed on: 29th April 2025

I love to use zopa credit card for my daily use.

I love to use zopa credit card for my daily use. Reviewed on: 29th April 2025

Transparent and easy to use.

Transparent and easy to use. Good communication when required Reviewed on: 29th April 2025

Good I used to nice I hope use everyone

Good I used to nice I hope use everyone Reviewed on: 28th April 2025

Zopa has always provided me with great products and...

Zopa has always provided me with great products and service the app is fantastic at keeping my spending under control and giving me information Reviewed on: 28th April 2025

Zopa is the right choice for money decisions.

My experience with Zopa has always been trouble free. What more could a customer want? They are a considerate company that offers multiple money services. I have only used Zopa for credit card deals and my personal view has always been one of positivity. Reviewed on: 28th April 2025

Always clear advice prompt responses and easy to fol...

Always clear advice prompt responses and easy to follow the app Reviewed on: 28th April 2025

Would recommend Good customer service

Good customer service , very helpful Reviewed on: 28th April 2025

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