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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41332 reviews)

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4.93

Based on 41,332 reviews, last reviewed 15th Jan 2026

52100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great service All so easy to deal with great customer care and everting is dealt with efficiently Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41332)

Review of the Zopa, Credit card:

Just perfect credit card

Its so easy to make payment which show in your account strsightaway so you can start spending again which i find very convinient. Reviewed on: 11th April 2023

Great service

Great service easy to apply all online Reviewed on: 15th January 2026

Card applied for and received with no fuss.

Card applied for and received with no fuss. Lower limit, but does exactly what I need it for. Good communication and updates from Zopa. Reviewed on: 15th January 2026

Very professional and quick answer very happy with m...

Very professional and quick answer very happy with my experience with Zopa Reviewed on: 15th January 2026

Always there to help excellent service

Always there to help excellent service Reviewed on: 15th January 2026

great service brilliant app no problems with online...

great service brilliant app no problems with online banking Reviewed on: 15th January 2026

I've had no issues with zopa everything was very fas...

I've had no issues with zopa everything was very fast and straightforward while signing up. Reviewed on: 15th January 2026

Very professional and friendly service

Very professional and friendly service Reviewed on: 15th January 2026

really good card .

really good card . hassle tree and good customer service Reviewed on: 15th January 2026

Excellent service excellent website do easy to use 1...

Excellent service excellent website do easy to use 1st class Reviewed on: 15th January 2026

Excellent credit facility.

Excellent credit facility. No hidden charges. Always there just in case. Reviewed on: 15th January 2026

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