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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good

Very good easy to Access the account Reviewed on: 19th April 2025

Thankyou ZOPA from a military Veteran..

After a few health issues from sepsis and pneumonia I had to sell my house as I wasn't allowed to work I had to ener into an Iva in 2020 because of my loss of job and I'll health trying to keep my home I ended up attempting suicide. But after managing to pay of my Iva. as I retire in July I ZOPA were the only company that would help me to get a credit card treating me like an individual and not a?name on a computer. This is why I say they are the best . Reviewed on: 19th April 2025

Since when i recieve credit card giving me very good...

Since when i recieve credit card giving me very good relief..... Reviewed on: 19th April 2025

It's there when I need it, no pressure.

It's there when I need it, no pressure. Easy to keep affordable. Reviewed on: 19th April 2025

Helped my credit score

Didn't think I would get a card because of my poor credit score but I did and it's helped me improve it Reviewed on: 19th April 2025

excellent service

Thank you do much for the help Its easy to apply. Reviewed on: 19th April 2025

Great company.

Great company. Easy to apply . Customer service is brilliant and an easy to use app Reviewed on: 19th April 2025

The best credit card ever i love it really really

The best credit card ever i love it really really Reviewed on: 19th April 2025

When using the card and got a text to tell how much...

When using the card and got a text to tell how much you have spend,where you spend the money and how much left. Reviewed on: 19th April 2025

Fantastic !

Fantastic ! Love the updates and paying is easy and a good credit limit to start Reviewed on: 19th April 2025

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