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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,505 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

My experience was stress free and so easy to apply h...

My experience was stress free and so easy to apply happy 100% Reviewed on: 19th April 2025

Must have

Amazing great card to have. Would and have highly recommend it Reviewed on: 19th April 2025

You are so helpful.

You are so helpful. And have a friendly service Reviewed on: 19th April 2025

All in-All, overall, very good experience.

All in-All, overall, very good experience. For the moment. Excellent customer service customer care. Easy to use App all good so far Reviewed on: 19th April 2025

Brilliant company to deal with very professional and...

Brilliant company to deal with very professional and easy app to use Reviewed on: 19th April 2025

They are very approachable and excellent credit card

They are very approachable and excellent credit card Reviewed on: 19th April 2025

Always helpful when speaking to a human

Always helpful when speaking to a human Reviewed on: 19th April 2025

Zopa keeps in touch and gives clear and helpful info...

Zopa keeps in touch and gives clear and helpful information and advice Reviewed on: 19th April 2025

Very easy and an excellent service

Very easy and an excellent service Reviewed on: 19th April 2025

Very good experience.

Very good experience every time I have to contact them. Reviewed on: 19th April 2025

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