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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

credit card limit uplift

good experience would say cred card limit uplift should come into play after 6months Reviewed on: 23rd April 2025

Excellent

Very professional service all ways keeping up to date with your account Reviewed on: 23rd April 2025

Great service

They have given me a credit limit that isn't to big to deal with monthly and customer service is brilliant Reviewed on: 23rd April 2025

They have been open and honest, great communication...

They have been open and honest, great communication when needed. Reviewed on: 23rd April 2025

They gave me credit when I needed it with a low cred...

They gave me credit when I needed it with a low credit rating Reviewed on: 23rd April 2025

Amazing company with friendly customer service team

Zopa are a fantastic credit card company, for offering credit limits to help you improve your credit score Reviewed on: 23rd April 2025

Great Credit Card

Zopa has been really easy to use and the app is so user friendly. So far all my questions have been answered and it even gives tips on how you can monitor your spending and ways to improve your credit score. Reviewed on: 23rd April 2025

, my experience has been outstanding

, my experience has been outstanding Reviewed on: 23rd April 2025

Good company

Eru good company helps you build your credit score Reviewed on: 23rd April 2025

Best customer service

Very easy to set up. Easy to operate account online. Best online credit card for customer services. Love my Zopa account. Reviewed on: 23rd April 2025

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