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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Zopa has been excellent at supporting me with re pos...

Zopa has been excellent at supporting me with re possible lending. The app and payment systems is fantastic and I really feel like I am in control. The insights the app provides and the service they deliver are the best I have experienced with credit cards. Not clinical and sterile, but supportive - with information about my credit score, how to improve it, product eligibility etc. overall, whilst I was initially apprehensive about a credit card with what was an unknown internet company for me - it was a great choice and I’d be happy recommending to my family and friends. Great work. Reviewed on: 23rd April 2025

Good company

Easy application, great app and easy to use. Sensible credit limits Reviewed on: 23rd April 2025

Very good service and good value

Very good service and good value Reviewed on: 23rd April 2025

Great service great help when I need

Great service great help when I need Reviewed on: 23rd April 2025

Zopa makes life easier.

Zopa makes life easier.it very useful in daily life and providing good benefits to customers. Reviewed on: 23rd April 2025

Customer service very good

Never had any problems great friendly Reviewed on: 23rd April 2025

Great card Great customer service

Great card Great customer service Reviewed on: 23rd April 2025

Very easy to apply and not trouble with anything goi...

Very easy to apply and not trouble with anything going forward Reviewed on: 23rd April 2025

Zopa credit card is very good and always come to my...

Zopa credit card is very good and always come to my rescue at the last minute with little or no interest whenever I paid on time Reviewed on: 23rd April 2025

Any problems are sorted asap by friendly staff

Any problems are sorted asap by friendly staff Reviewed on: 23rd April 2025

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