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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Zopa Card

Their interest rate is too high! They should consider reducing them? Reviewed on: 23rd April 2025

All good with Zopa

Everything about Zopa is user friendly and there is no difficulty in using the app. Thoroughly recommend Zopa to anyone and everyone. Reviewed on: 23rd April 2025

Good and fast service strong customer relation

Good and fast service strong customer relation Reviewed on: 23rd April 2025

Using Zopa Services

Using Zopa services has been like a breath of fresh air really good app to handle all your needs in one place. The credit card is really good as well Reviewed on: 23rd April 2025

Quick and effective

Good app and payment processing. Very quick to update balance Reviewed on: 23rd April 2025

Brilliant company.

Brilliant company. I had a poor credit score and Zopa gave me a chance. They’ve helped me build my score and manage my finances. Reviewed on: 23rd April 2025

They have been very good to me and very helpful...

They have been very good to me and very helpful Reviewed on: 23rd April 2025

Outstanding experience, No Pitfalls

I have only had a reasonable experience, no pitfalls really. Their app is simple and has all the functions and features you would need without all the fluff. Reviewed on: 23rd April 2025

Best credit card no extra fee s easy to use just the...

Best credit card no extra fee s easy to use just the best credit card I've had Reviewed on: 23rd April 2025

Great customer service

Easy app good advice. Makes everything easy to keep an eye on things. Reviewed on: 23rd April 2025

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