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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good and helpful

Very good.. excellent terms. And so easy to access. Reviewed on: 17th April 2025

Best credit card around

From applying to receiving card it was a simple process with an app that is very easy to use Reviewed on: 17th April 2025

Great overall experience

Great customer service experience, quick turnaround time from card application to delivery at door step and very helpful customer friendly all in one mobile app. No regrets at all Reviewed on: 17th April 2025

Great understanding customer care, Great help in...

Great understanding customer care, Great help in obtaining a good credit Reviewed on: 17th April 2025

Money wise

The online app. Is extremely easy to navigate, so you know exactly where your upto. Notifications are brilliant. I Can't fault the help and services provided. Reviewed on: 17th April 2025

I have been very please with my experience with ZOPA...

I have been very please with my experience with ZOPA with their easy to use app that not only helps me track my credit but also gives me personalised offers for loans and also helps me link my personal bank bank/credit card accounts for easier access. Reviewed on: 17th April 2025

Of the six credit cards I’ve had Zopa has been...

Of the six credit cards I’ve had Zopa has been the best Reviewed on: 17th April 2025

I have found using Zopa very easy the app is...

I have found using Zopa very easy the app is great Reviewed on: 17th April 2025

Zopa great

Great service, great app, easy to use Reviewed on: 17th April 2025

I've had a great experience with the Zopa Credit Card.

I've had a great experience with the Zopa Credit Card. The app is super easy to use, and everything is really transparent – no hidden fees or confusing terms. Payments are straightforward, and I love the real-time notifications. Customer service has also been responsive and helpful whenever I had a question. Definitely recommend for anyone looking for a reliable and modern credit card. Reviewed on: 17th April 2025

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