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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa makes life easier.

Zopa makes life easier.it very useful in daily life and providing good benefits to customers. Reviewed on: 23rd April 2025

Customer service very good

Never had any problems great friendly Reviewed on: 23rd April 2025

Great card Great customer service

Great card Great customer service Reviewed on: 23rd April 2025

Very easy to apply and not trouble with anything goi...

Very easy to apply and not trouble with anything going forward Reviewed on: 23rd April 2025

Zopa credit card is very good and always come to my...

Zopa credit card is very good and always come to my rescue at the last minute with little or no interest whenever I paid on time Reviewed on: 23rd April 2025

Any problems are sorted asap by friendly staff

Any problems are sorted asap by friendly staff Reviewed on: 23rd April 2025

Zopa Card

Their interest rate is too high! They should consider reducing them? Reviewed on: 23rd April 2025

All good with Zopa

Everything about Zopa is user friendly and there is no difficulty in using the app. Thoroughly recommend Zopa to anyone and everyone. Reviewed on: 23rd April 2025

Good and fast service strong customer relation

Good and fast service strong customer relation Reviewed on: 23rd April 2025

Using Zopa Services

Using Zopa services has been like a breath of fresh air really good app to handle all your needs in one place. The credit card is really good as well Reviewed on: 23rd April 2025

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