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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

Great service, great app, great all round.

5
Great service, great app, great all round. Reviewed on: 17th January 2025

Found it difficult to contact customer service

5
Found it difficult to contact customer service Reviewed on: 17th January 2025

Just what I neededsmashimg

5
Just what I needed was in money trouble but zopa saved me Reviewed on: 17th January 2025

Excellent card

5
Fantastic service, very easy to communicate with. Any problems are dealt with immediately. Reviewed on: 17th January 2025

Very good customer service easy to use and I have co...

5
Very good customer service easy to use and I have complete control of my spending Reviewed on: 17th January 2025

Everything is just so straightforward

5
Everything is just so straightforward it’s all on the app !! Reviewed on: 17th January 2025

Quick application, easy online account management an...

5
Quick application, easy online account management and a decent interest rate. Reviewed on: 17th January 2025

Excellent experience, good customer service

4
Excellent experience, good customer service Reviewed on: 17th January 2025

Great credit card

5
Great credit card did what it said and it did. Reviewed on: 17th January 2025

Very friendly service, app is easy to use and unders...

5
Very friendly service, app is easy to use and understand Reviewed on: 17th January 2025

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