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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

It's help for you anytime.

It's help for you anytime..thanks zopa Reviewed on: 17th April 2025

My experience with ZOPA

Easy to use flexible and easy to use. Excellent service and friendly service. Reviewed on: 17th April 2025

Friendly customer service.

Friendly customer service. App is simple to use giving you all the information you may need. Reviewed on: 17th April 2025

Brilliant credit card to have

I've never had any problems with this credit card and the interest isn't that high. Reviewed on: 17th April 2025

I cant use the card on android pay.

I cant use the card on android pay.. It keeps nouncing for no reason. Reviewed on: 17th April 2025

Iv not had any problems with Zopa

Iv not had any problems with Zopa Reviewed on: 17th April 2025

My negative experience, bur overridden by positives.

My only complaint relates to the fact that I am an octogenerian and the bank has tailored its customer services tyo cater not for my generation but sadly today's technology savvy people. If I don't need answers to queries, thats fine. Otherwise it is a difficulty! Reviewed on: 17th April 2025

I heard a lot of good stuff about Zopa card

I heard a lot of good stuff about Zopa card Reviewed on: 17th April 2025

Easy communication and easy site to use

Easy communication and easy site to use Reviewed on: 17th April 2025

BEST ONE

This is the best credit card for daily top up shopping Reviewed on: 17th April 2025

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