Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

View other Zopa products

4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Always great customer service and fair interest rate...

Always great customer service and fair interest rates and easy to understand statements. Reviewed on: 23rd April 2025

Perfect service

The best experience I’ve had so far Reviewed on: 23rd April 2025

Easy to use, helpful and friendly

Easy to use, helpful and friendly Reviewed on: 23rd April 2025

All good

Everything is clear and simple. Will be perfect when wil be possible incriss my limit. Reviewed on: 23rd April 2025

Good value

It’s very good value for the repayments the interest is very good they give you plenty of warning b4 your payment date very pleased with the service given Reviewed on: 23rd April 2025

Zopa has been very professional and patient with me.

Zopa has been very professional and patient with me. I value that very much Reviewed on: 23rd April 2025

very good company, always try help and found the bes...

very good company, always try help and found the best deal for each situation Reviewed on: 23rd April 2025

I’m happy very good company!

I’m happy very good company! Very good rates! Reviewed on: 23rd April 2025

I like to work with Zopa , they very quickly approve...

I like to work with Zopa , they very quickly approved for my credit card ,they are excellent bank. I will recommend with pleasure. Reviewed on: 23rd April 2025

Great service and always willing to support if needed

Great service and always willing to support if needed Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.21 from 106 reviews
Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews
Credit card
from Jaja Finance 4.81 from 2470 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1546 reviews
Current account
from Zopa 4.93 from 6574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub