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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44329 reviews)

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4.94

Based on 44,329 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Using since more than 6 months still i haven’t got e... Using since more than 6 months still i haven’t got extra credit limit i don’t know why while other cards are offering limit increase just zopa is not ... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44329)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helpful customer service when i needed to ask them a...

Helpful customer service when i needed to ask them a question Reviewed on: 23rd April 2025

Zoopa keeps me informed of my account situation whic...

Zoopa keeps me informed of my account situation which gives me peace of mind Reviewed on: 23rd April 2025

Professional excellent service

Professional friendly service from start to finish.. easy application with no hidden fees.no hard sell and full explanation of what your getting. Reviewed on: 23rd April 2025

Very informative re product always willing to help

Very informative re product always willing to help Reviewed on: 23rd April 2025

Perfect for me.

Perfect for me. Easy to understand app and informative when I need it. Reviewed on: 23rd April 2025

I had a poor credit rating, but with Zopa's help thi...

I had a poor credit rating, but with Zopa's help this is improving. Reviewed on: 23rd April 2025

Just easy to apply , no hassle regarding payments ,...

Just easy to apply , no hassle regarding payments , very good updates on products and offers, always sent by email as requested and just happy overall with the whole experience Reviewed on: 23rd April 2025

They helped me whenever i needed it and customer ser...

They helped me whenever i needed it and customer service has been great. Reviewed on: 23rd April 2025

I’ve been with the company for sometime I have a cre...

I’ve been with the company for sometime I have a credit card with them. I find them excellent and the service is excellent. I would recommend anybody to have a card of the company. Your sincerely George Tustin Reviewed on: 23rd April 2025

Voted1234

Great app and thanks for everything 123456789 Reviewed on: 23rd April 2025

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