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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Great Zopa card

I have had my Zopa credit card for well over a year. Only hitch I encountered was a faulty card which was dealt with incredible speed.. I use my Zopa card more than my 4 other cards because of this service Reviewed on: 23rd April 2025

Zopa are fantastic

Zopa have made things really easy to understand my credit card balance statements and credit limit Reviewed on: 23rd April 2025

I have had no issues with zopa, in fact they have be...

I have had no issues with zopa, in fact they have been extremely good. Reviewed on: 23rd April 2025

Brilliant can’t recommend this enough

Brilliant can’t recommend this enough Reviewed on: 23rd April 2025

AMAzing customer service very helpful

AMAzing customer service very helpful Reviewed on: 23rd April 2025

Excellent credit card app is also easy to use Zopa o...

Excellent credit card app is also easy to use Zopa offers other products which some I have used all excellent Reviewed on: 23rd April 2025

Helpful and informative with a easy to use app

Helpful and informative with a easy to use app Reviewed on: 23rd April 2025

They saved me :) there are so good

They saved me :) there are so good Reviewed on: 23rd April 2025

Zopa has been a wonderful experience both in terms o...

Zopa has been a wonderful experience both in terms of managing my money and providing support where needed Reviewed on: 23rd April 2025

The zopa card, the one to have.

Ive had a zopa card for a good while now. Its a great asset , and the app is simple to use and understand.Ive had no problems at all using my card, but if i did,, customer service i know would sirt me out without any problem. I find the whole experience of having this card excellent. I highly rate it.. Reviewed on: 23rd April 2025

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