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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Low interest rates for people with financial problem...

Low interest rates for people with financial problems great customer service Reviewed on: 23rd April 2025

Web site & app easy to use even for me...

Web site & app easy to use even for me Reviewed on: 23rd April 2025

Best card I have!

I voted top marks for customer services because I haven’t had to use them. I can do everything I need to from the app! Reviewed on: 23rd April 2025

Great card, great service, easy to apply

Great card, great service, easy to apply Reviewed on: 23rd April 2025

I'm used my credit card in holiday in different coun...

I'm used my credit card in holiday in different countries and not charged any extra fees Reviewed on: 23rd April 2025

Great Zopa card

I have had my Zopa credit card for well over a year. Only hitch I encountered was a faulty card which was dealt with incredible speed.. I use my Zopa card more than my 4 other cards because of this service Reviewed on: 23rd April 2025

Zopa are fantastic

Zopa have made things really easy to understand my credit card balance statements and credit limit Reviewed on: 23rd April 2025

I have had no issues with zopa, in fact they have be...

I have had no issues with zopa, in fact they have been extremely good. Reviewed on: 23rd April 2025

Brilliant can’t recommend this enough

Brilliant can’t recommend this enough Reviewed on: 23rd April 2025

AMAzing customer service very helpful

AMAzing customer service very helpful Reviewed on: 23rd April 2025

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