Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (43503)

when you have a problem zopa all ways are very polit...

5
when you have a problem zopa all ways are very polite and helpful Reviewed on: 17th April 2025

Good company .very fair

5
Good company .very fair.i have no complaints Reviewed on: 17th April 2025

1st class

5
1st class service not a single bad thing to say Reviewed on: 17th April 2025

1.000 percent People

5
Just Great people Zopa 10/10 service they give you can not go any better working togeather Reviewed on: 17th April 2025

Good service

5
I have no problem using the zopa credit card in UK and abroad and whenever I needed customer service it was excellent Reviewed on: 17th April 2025

Excellent

5
Very easy to navigate always letting me know of updates Reviewed on: 17th April 2025

Always seem to be very friendly and efficient.

5
Always seem to be very friendly and efficient. Go out of their way to try and help with potential new business Reviewed on: 17th April 2025

Efficient, informative and friendly service.

5
Efficient, informative and friendly service. I have enjoyed being a customer of Zopa and would recommend my friends. Reviewed on: 17th April 2025

Very good card to have staff very polite

5
Very good card to have staff very polite Reviewed on: 17th April 2025

Great service easy to use

5
It’s been fine.The app is easy to use and the service has been good.I would recommend Zoopla to my friends and family Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5953 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1539 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 68054 reviews
    Zopa
    View all products