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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent customer service and communication through...

Excellent customer service and communication throughout the application process. Respond to communication promptly. Overall excellent card service Reviewed on: 17th April 2025

Recommend this bank,

I can honestly say that all the dealings I have had with Zopa have been very posative They have demonstrated excellent customer care and have dealt with all my enquiries with professionalism and made me feel valued. Reviewed on: 17th April 2025

Very satisfied with the excellent service do exactly...

Very satisfied with the excellent service do exactly as they say they will Reviewed on: 17th April 2025

They are a great company to get your credit score in...

They are a great company to get your credit score into a good place, they don’t let you start with a lot of credit and will not higher your credit limit until they are sure you can afford it. Reviewed on: 17th April 2025

Excellent service would recommend to all my friends...

Excellent service would recommend to all my friends and family Reviewed on: 17th April 2025

Zopa delivers an excellent service

Good communication and easy to use website. No complaints at all. Reviewed on: 17th April 2025

Easy app

The app is very easy to use and payment takes no time at all Reviewed on: 17th April 2025

I was approved quickly & on my way to improving my c...

I was approved quickly & on my way to improving my credit score. They don't hound me with credit increases which I appreciate as stops me overstepping what I can afford each month. I automatically pay my balance each month but can change this online if I feel the need to Reviewed on: 17th April 2025

Top Credit Card company..

Very helpful friendly staff and my account was approved with speedy results Reviewed on: 17th April 2025

rating of card

having no trouble with zopa i rate them highly and are good for repairing credit rating Reviewed on: 17th April 2025

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