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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent credit card app is also easy to use Zopa o...

Excellent credit card app is also easy to use Zopa offers other products which some I have used all excellent Reviewed on: 23rd April 2025

Helpful and informative with a easy to use app

Helpful and informative with a easy to use app Reviewed on: 23rd April 2025

They saved me :) there are so good

They saved me :) there are so good Reviewed on: 23rd April 2025

Zopa has been a wonderful experience both in terms o...

Zopa has been a wonderful experience both in terms of managing my money and providing support where needed Reviewed on: 23rd April 2025

The zopa card, the one to have.

Ive had a zopa card for a good while now. Its a great asset , and the app is simple to use and understand.Ive had no problems at all using my card, but if i did,, customer service i know would sirt me out without any problem. I find the whole experience of having this card excellent. I highly rate it.. Reviewed on: 23rd April 2025

best card to start a credit improvement journey

I have used you for a few years now. Always comes in handy. Reviewed on: 23rd April 2025

Easy to use app to keep a check on balance...

Easy to use app to keep a check on balance etc Reviewed on: 23rd April 2025

Very helpful and through , any transaction not recog...

Very helpful and through , any transaction not recognised instant phone call or text Reviewed on: 23rd April 2025

Excellent service app is easy to use

Excellent service app is easy to use Reviewed on: 23rd April 2025

Very quick and simple, never had a problem.

Very quick and simple, never had a problem. Good customer service with quick response. Reviewed on: 23rd April 2025

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