Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 14th May 2025
70% increase in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service easy to use the app. Great service easy to use the app.. Reviewed on: 14th May 2025
burtthechef's avatar
burtthechef

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

It’s been great, very good credit card company

5
It’s been great, very good credit card company Reviewed on: 17th January 2025

Simple, quick & easy

5
Simple. What more can be said! App is easy to use and clear in everything Reviewed on: 17th January 2025

Reliable

5
Very handy on emergencies and for cover on unexpected situations Reviewed on: 17th January 2025

Very fast response.

5
Very fast response. Very helpful and willing to help. Reviewed on: 17th January 2025

Zopa has been by my side for more than 4 years.

5
Zopa has been by my side for more than 4 years. Excellent rates and customer service. App is really easy to use. Reviewed on: 17th January 2025

No problems easy to apply and any queries dealt with...

5
No problems easy to apply and any queries dealt with rfficiently Reviewed on: 17th January 2025

Zopa are a responsible lender only allowing affordab...

5
Zopa are a responsible lender only allowing affordable credit limits Reviewed on: 17th January 2025

Good professional customer service.

5
Good professional customer service. Keep me updated. Very friendly company. Reviewed on: 17th January 2025

One few cards that have real time balance updates

5
One of the very few cards that have real time balance updates when you deposit/pay towards your card. I like it for being transparent and for credit builders their interest rate is better than average Reviewed on: 17th January 2025

My experience with Zopa has always been, they have b...

5
My experience with Zopa has always been, they have been very helpful and a professional company Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products