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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Easy apply just sometimes find it difficult to make...

5
Easy apply just sometimes find it difficult to make payments easy Reviewed on: 17th January 2025

Gave me a good start to get my credit score started...

5
Gave me a good start to get my credit score started and all completely hassle free and very easy to use app. Reviewed on: 17th January 2025

It’s been great, very good credit card company

5
It’s been great, very good credit card company Reviewed on: 17th January 2025

Simple, quick & easy

5
Simple. What more can be said! App is easy to use and clear in everything Reviewed on: 17th January 2025

Reliable

5
Very handy on emergencies and for cover on unexpected situations Reviewed on: 17th January 2025

Very fast response.

5
Very fast response. Very helpful and willing to help. Reviewed on: 17th January 2025

Zopa has been by my side for more than 4 years.

5
Zopa has been by my side for more than 4 years. Excellent rates and customer service. App is really easy to use. Reviewed on: 17th January 2025

No problems easy to apply and any queries dealt with...

5
No problems easy to apply and any queries dealt with rfficiently Reviewed on: 17th January 2025

Zopa are a responsible lender only allowing affordab...

5
Zopa are a responsible lender only allowing affordable credit limits Reviewed on: 17th January 2025

Good professional customer service.

5
Good professional customer service. Keep me updated. Very friendly company. Reviewed on: 17th January 2025

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