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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

67% decrease in 5 star reviews

in the past 90 days

88% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

One few cards that have real time balance updates

One of the very few cards that have real time balance updates when you deposit/pay towards your card. I like it for being transparent and for credit builders their interest rate is better than average Reviewed on: 17th January 2025

My experience with Zopa has always been, they have b...

My experience with Zopa has always been, they have been very helpful and a professional company Reviewed on: 17th January 2025

I’ve never had a bad experience with you and everyth...

I’ve never had a bad experience with you and everything is really good Reviewed on: 17th January 2025

Always great when needing help, will definitely reco...

Always great when needing help, will definitely recommended to others Reviewed on: 17th January 2025

Absolutely amazing .

Absolutely amazing . I really recommend for everyone Reviewed on: 17th January 2025

Accountability.

Accountability. They keep there customer up to date and the customer service is excellent Reviewed on: 17th January 2025

Very easy app to use.

Very easy app to use. Great customer service. Reviewed on: 17th January 2025

Credit enhancing and free use abroad

Card enabled me to enhance my credit score and spend in Europe without charges. Reviewed on: 17th January 2025

Fantastic credit card highly recommend

Perfect best credit card ever recommend fantastic bother with anyone else have lots of saving deals easy access the app get updated statements highly recommend to my family and friends Reviewed on: 17th January 2025

good interest rate without unnecessary fees

good interest rate without unnecessary fees Reviewed on: 17th January 2025

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