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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I've been with zoopa for just over a year brilliant...

I've been with zoopa for just over a year brilliant service Reviewed on: 23rd April 2025

When I had a issue with a payment they sorted it wit...

When I had a issue with a payment they sorted it without any drama one phone call and it was sorted Reviewed on: 23rd April 2025

Easy to understand website.

Easy to understand website. Clear and consice information. Reviewed on: 23rd April 2025

Smooth paying method fab customer service and lots m...

Smooth paying method fab customer service and lots more options on app than other credit cards Reviewed on: 23rd April 2025

In my own view, generally Zopa is one of the...

In my own view, generally Zopa is one of the best Reviewed on: 23rd April 2025

Using the app to control both my accounts are very e...

Using the app to control both my accounts are very easy. Reviewed on: 23rd April 2025

Never had an issue, great bank and great benefits

Never had an issue, great bank and great benefits Reviewed on: 23rd April 2025

Brilliant card for my use in everyday life

Brilliant card for my use in everyday life Reviewed on: 23rd April 2025

Easy to apply and good products.

Easy to apply and good products.. great interest on current accounts Reviewed on: 23rd April 2025

Zopa are 1st class!

Zopa are 1st class!, they help you keep track of when payments are due and help with improving your credit score. Reviewed on: 23rd April 2025

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