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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

good interest rate without unnecessary fees

good interest rate without unnecessary fees Reviewed on: 17th January 2025

Very helpful financial and low interest and easy acc...

Very helpful financial and low interest and easy access. Reviewed on: 17th January 2025

Great and efficient service.

Great and efficient service... great help. Reviewed on: 17th January 2025

Thay are easy to find and talk to

Thay are easy to find and talk to Reviewed on: 17th January 2025

Zopa credit card

Zopa is an excellent and flexible credit card Reviewed on: 17th January 2025

Good choice

Excellent card highly recommended easy to use and app so easy to use Reviewed on: 17th January 2025

I started off with a credit card with £200 limit to...

I started off with a credit card with £200 limit to build my credit and it helped me GREATLY increasing my credit score. I can’t thank Zopa enough for helping me financially and with my credit I eventually raised my limit to £700 and opened a bank account with Zopa I am planning to open up a savings account with Zopa too as soon as I pay off my credit card bill Reviewed on: 17th January 2025

Timely and professional.

Timely and professional. Great app experience Reviewed on: 17th January 2025

Very helpful and understanding.

Very helpful and understanding. Zopa has always been available when I need to use their services. A very trusted service. Reviewed on: 17th January 2025

Faultless experience.

Faultless experience. My only issue is that Zopa have been very slow in offering any increase in my credit limit. Reviewed on: 17th January 2025

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