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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa have great rates on credit cards and loans

Zopa have great rates on credit cards and loans Reviewed on: 23rd April 2025

Zopa gave me a card, when most wouldn't, which gave...

Zopa gave me a card, when most wouldn't, which gave me a chance to get on and try to sort out my other finances Reviewed on: 23rd April 2025

Great credit card company.

Great credit card company. Gave me a chance when other companies were more judgemental. App easy to follow and just perfect for me. Reviewed on: 23rd April 2025

Easy to use good customer service

Easy to use good customer service Reviewed on: 23rd April 2025

Zopa is the best credit card and easy to use everywh...

Zopa is the best credit card and easy to use everywhere. Reviewed on: 23rd April 2025

Was good start for my credit score

Was good start for my credit score Reviewed on: 23rd April 2025

Easy to use great app.

Easy to use great app. Would recommend Reviewed on: 23rd April 2025

Excellent card

Very easy to use very helpful would highly recommend Reviewed on: 23rd April 2025

Easy straightforward credit card.

Easy straightforward credit card. App is easy to use too Reviewed on: 23rd April 2025

Banking made easy

Easy to use and always there to help .Credit made easy Reviewed on: 23rd April 2025

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Want to see more from Zopa?

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