Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Five stars all the way

I have had no problems with my account very helpful people Reviewed on: 17th April 2025

Fraudulent Paymeny Help

I had a fraudulent payment and everyone I spoke to were experienced and knew how to rectify the problem Reviewed on: 17th April 2025

Good service and good customer service care I haven’...

Good service and good customer service care I haven’t problem since start Reviewed on: 17th April 2025

I enjoy using Zoopa as its easy to access an easy to...

I enjoy using Zoopa as its easy to access an easy to make payments, I also have now opened a Zoopa Bank account, and the only draw back is I cannot pay cash in to it. Id like this to change Reviewed on: 17th April 2025

I am very impressed with Zopa.

I am very impressed with Zopa......... Excellent service. and very helpful. Reviewed on: 17th April 2025

Absolutely brilliant service.

Absolutely brilliant service....easy to use website Reviewed on: 17th April 2025

Very good card very good communication and always re...

Very good card very good communication and always ready to help with anything Reviewed on: 17th April 2025

Great Product, Great people

A really simple, straightforward product that just works, and is on value; an excellent customer experience as well. Reviewed on: 17th April 2025

Happy and satisfied with customer service experience

Happy and satisfied with customer service experience Reviewed on: 17th April 2025

Very easy to work with and understand!

Very easy to work with and understand. Great range of features. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.88 from 18 reviews
Charge Card
from American Express 4.05 from 24 reviews
Instant pay
from Incredible 5.00 from 28 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub