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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Have both credit card and Loan with Zopa.

Have both credit card and Loan with Zopa. Both excellent service Reviewed on: 17th April 2025

A good way to help improve credit score

A good way to help improve credit score Reviewed on: 17th April 2025

Zopa are the easiest, most straight forward, trustwo...

Zopa are the easiest, most straight forward, trustworthy and competitive company I have dealt with. Excellent customer service and products. Any application is dealt with with the upmost efficiency and explained perfectly. The app is the best I have found and everything I need is right there! Can’t thank Zopa enough for helping to build and improve my credit score. Thank you Zopa! Reviewed on: 17th April 2025

excellent customer services

Great experience with Zopa and would not hesitate to recommend them Reviewed on: 17th April 2025

The whole process was easy from applying to receive...

The whole process was easy from applying to receive card to download the app really good to use Reviewed on: 17th April 2025

The great zopa

Great and easy to use great customer service. Reviewed on: 17th April 2025

I’ve had a good experience.

I’ve had a good experience. Very happy although slightly high interest rates. Reviewed on: 17th April 2025

Quick response

Easy to chat and they response immediately to queries lodged. Customer service response within 24 hours of queries that has been sent. I found that the staff are able to assist me of my need and that they would put me in the right direction when they cannot answer my query. Reviewed on: 17th April 2025

Does what it says on application

Efficient simplistic card service, clear information via mobile phone and email Reviewed on: 17th April 2025

Application very quick and app works great

Application very quick and app works great Reviewed on: 17th April 2025

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