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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 10th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent company Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Faultless experience.

Faultless experience. My only issue is that Zopa have been very slow in offering any increase in my credit limit. Reviewed on: 17th January 2025

Opened an isa brilliant service fast and efficient .

Opened an isa brilliant service fast and efficient . Reviewed on: 17th January 2025

Zopa credit card is very Good and it's also a part o...

Zopa credit card is very Good and it's also a part of my Life. Reviewed on: 17th January 2025

Brilliant all-rounder

I have a savings accounts, credit card and have previously had a loan with Zopa - excellent service on all Reviewed on: 17th January 2025

Zopa credit card

Good initial experience from Zopa.app is clear and easy to use with lots of other options for savings Reviewed on: 17th January 2025

Good quality company

You are very good at keeping me up to date with your products and the card help me to manage things better Reviewed on: 17th January 2025

Customer Service

Easy to read statements and helpful with questions on the app if you can’t work something out Reviewed on: 17th January 2025

Zopa is very easy to deal

Zopa is very easy to deal with, very user friendly app and offering really good rates Reviewed on: 17th January 2025

An utterly superb Company in every respect

An utterly superb Company in every respect Reviewed on: 17th January 2025

Excellent card, with good apr.

Excellent card, with good apr. Best start to grow your credit score. Reviewed on: 17th January 2025

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