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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Comunication is very well app is clear and understood

5
Comunication is very well app is clear and understood Reviewed on: 17th January 2025

I have been with zopa for a while now and there app...

5
I have been with zopa for a while now and there app is so easy to use and got good information on it Reviewed on: 17th January 2025

Very helpful great customer service thanks mark squi...

5
Very helpful great customer service thanks mark squires Reviewed on: 17th January 2025

Excellent

5
Excellent service and just amazing Reviewed on: 17th January 2025

Everything made easy, clear info, clear facts, clear...

5
Everything made easy, clear info, clear facts, clear app Reviewed on: 17th January 2025

Happy with service just takes time to get a credit i...

4
Happy with service just takes time to get a credit increase Reviewed on: 17th January 2025

Best credit card company I have used , always keeps...

5
Best credit card company I have used , always keeps you updated through the app which is also easy to navigate. Can check my balance and what available credit I have. Would recommend Zopa to anyone. Reviewed on: 17th January 2025

Zopa is ok

4
On the whole good but did have to wait ages to get a increase on my borrowing nearly 2 years Reviewed on: 17th January 2025

Never had any issues.

4
Never had any issues. Happy to recommend Reviewed on: 17th January 2025

Never had any problems best finance services I’ve us...

5
Never had any problems best finance services I’ve used . Excellent service thank you Zopa keep up the good work Reviewed on: 17th January 2025

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