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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zopa have been super efficient for lending, their ap...

Zopa have been super efficient for lending, their app is great and allows me to track my spending and balance Reviewed on: 17th April 2025

I get a notification straight away, its easy to use...

I get a notification straight away, its easy to use never had a problem with the card all round good service Reviewed on: 17th April 2025

Never had any problems with the card or their staff

Never had any problems with the card or their staff Reviewed on: 17th April 2025

Exoerience

Has been good so far, custoner service is good and you always get reminderd of payments dates and up to date information Reviewed on: 17th April 2025

A careful credit limit, ..

A careful credit limit, and a great all round service Reviewed on: 17th April 2025

Brilliant experience overall I will definitely recom...

Brilliant experience overall I will definitely recommend their products Reviewed on: 17th April 2025

Zopa card payments are so rapid it’s unbelievable.

Zopa card payments are so rapid it’s unbelievable. Top of all cards Reviewed on: 17th April 2025

Nice to get credit card with zopa excellent service

Nice to get credit card with zopa excellent service Reviewed on: 17th April 2025

ZOPA A VERY GOOD company

My first credit card for years and ZOPA have looked after me Reviewed on: 17th April 2025

Hassle free credit card.

Hassle free credit card. Brilliant app and perfect customer service and support Reviewed on: 17th April 2025

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