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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Excellent company

I didn’t have the best credit but Zopa gave me a chance to help me build it back up Reviewed on: 17th January 2025

The interest rate is very good.

The interest rate is very good.It can be used outside the UK and the exchange rate is also excellent Reviewed on: 17th January 2025

That a good credit card the interest is not very hig...

That a good credit card the interest is not very high and they increase me limit quite significantly Reviewed on: 17th January 2025

Excellent product supported by real people at custom...

Excellent product supported by real people at customer service .they listen and learn Reviewed on: 17th January 2025

Great online bank easy to use app I’ve been with Zop...

Great online bank easy to use app I’ve been with Zopa over 12 months and it’s a 10/10 from Kev Reviewed on: 17th January 2025

Always giving you credit increases 2 times a year

Always giving you credit increases 2 times a year Reviewed on: 17th January 2025

Very clear communication on offers

Very clear communication on offers Reviewed on: 17th January 2025

I like the simplicity and the app is straight forward.

I like the simplicity and the app is straight forward. Reviewed on: 17th January 2025

Friendly, knowleageable and fast to reply

Its not often I have had to contact them inperson, but when I have, on ech ccasion the person was friendly and helpful. They made sure I understood everything. Reviewed on: 17th January 2025

Good customer service helpful and efficient

Good customer service helpful and efficient Reviewed on: 17th January 2025

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