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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very very good servis and would tell my frends and t...

Very very good servis and would tell my frends and thank you very much for your seport Reviewed on: 17th April 2025

The app is easy to use applying for a card was strai...

The app is easy to use applying for a card was straight forward Reviewed on: 17th April 2025

Easy to use Zopa rate

Easy to use nothing else to say thanks is that long enough Reviewed on: 17th April 2025

First class banking experience .

First class banking experience . Very helpful and responsible lender Reviewed on: 17th April 2025

Very good experience with Zopa , easy to use

Very good experience with Zopa , easy to use Reviewed on: 17th April 2025

A very useful credit card to help smooth out the ebb...

A very useful credit card to help smooth out the ebbs and flows of credit spending Reviewed on: 17th April 2025

Zopa review

Great banking experience. Very helpful and fast Reviewed on: 17th April 2025

The experience has been pleasant and hassle free

The experience has been pleasant and hassle free Reviewed on: 17th April 2025

Quick and easy no nonsense card and app

Quick and easy no nonsense card and app Reviewed on: 17th April 2025

Flexibility

Great flexibility payment terms good and improving my credit rating Reviewed on: 17th April 2025

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