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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

I am happy thank you great I like it

I am happy thank you great I like it Reviewed on: 17th April 2025

I am happy with it .

I am happy with it . Never has any issues. Reviewed on: 17th April 2025

Easy to apply and clear explanation

Easy to apply and clear explanation Reviewed on: 17th April 2025

Works well o always try to oay it straight off so do...

Works well o always try to oay it straight off so don't pay chargers but I do like the app as it tells you immediately what you spent and that's good Reviewed on: 17th April 2025

Easy to follow app with lots of information, I like...

Easy to follow app with lots of information, I like the fact that you can see what you spend , what payment you make and the interest charged. Reviewed on: 17th April 2025

Excellent good service, prompt in answering question...

Excellent good service, prompt in answering questions and very good customer service Reviewed on: 17th April 2025

Very professional and a pleasure to deal with.

Very professional and a pleasure to deal with. No hassle. Reviewed on: 17th April 2025

Fabolous excellent experience thank to zopa am able...

Fabolous excellent experience thank to zopa am able to manage my finances Reviewed on: 17th April 2025

All about the truth

Ten out of 10 for everything in my book,, suits me down to the ground Reviewed on: 17th April 2025

Easy to get in touch with

Easy to get in touch with and friendly staff that will talk you through anything helping you understand things more easily, couldn't ask for a better backing Reviewed on: 17th April 2025

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