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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to use and a good app to go with...

Easy to use and a good app to go with it, decent apr Reviewed on: 17th April 2025

Helped with finding the right car

Helped with finding the right car Reviewed on: 17th April 2025

Great easy to use App.

Great easy to use App. Well laid out statements. Straightforward to make an online bill payment. Reviewed on: 17th April 2025

Direct debit didn’t work so coursed headache but sol...

Direct debit didn’t work so coursed headache but solved in the end. Would rather have a human to speak to Reviewed on: 17th April 2025

Great services and easy to use app

Great services and easy to use app Reviewed on: 17th April 2025

They are always kind and polite to me when i need th...

They are always kind and polite to me when i need their help I am 76 years of age and starting to forget and get muddled, but they always make things roght. Reviewed on: 17th April 2025

Martin rawlings

Easy to apply for and came quickly Reviewed on: 17th April 2025

Credit history

Easy access to additional funds available within the limit available on the card. Additionally, with the card you can have additional benefits: insurance packages, partial refunds for purchases and other promotions available only to card holders. A credit card is also a useful tool in building a positive credit history. Reviewed on: 17th April 2025

No problems AT ALL at any stage.

No problems AT ALL at any stage. Reviewed on: 17th April 2025

They out really helpful and really good to talk too

They out really helpful and really good to talk too Reviewed on: 17th April 2025

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