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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Top card.

Top card. GOOD CARD Best decision I made this year Reviewed on: 17th April 2025

Great credit card

I've always had great service from Zopa. I would definitely recommend them to others. Reviewed on: 17th April 2025

I have been impressed overall by the service I have...

I have been impressed overall by the service I have received. Reviewed on: 17th April 2025

Great service

No complaints at all - customer service was great Reviewed on: 17th April 2025

Never had a problem with my credit card from Zopa .

Never had a problem with my credit card from Zopa . I feel very confident if I did have any issues I know they will help in any way Reviewed on: 17th April 2025

Simple the best

Chatting is simple and quick and my query is resolved. Reviewed on: 17th April 2025

Everything is very well explained, The Banking App i...

Everything is very well explained, The Banking App is very easy to use. If I have needed to make contact & get information or clarity anything there is alot of good support Reviewed on: 17th April 2025

It was so easy to get my card.

It was so easy to get my card.very quick and efficent. Reviewed on: 17th April 2025

Love this card.

Love this card. Great app . Fab customer service Reviewed on: 17th April 2025

Easy and simple way to improve your credit score

Since I started to use give me more confidence. They’re professional and understanding your needs Reviewed on: 17th April 2025

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