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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 14th May 2025
14% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service easy to use the app. Great service easy to use the app.. Reviewed on: 14th May 2025
burtthechef's avatar
burtthechef

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Zopa I use every single day now I leave my American...

5
Zopa I use every single day now I leave my American Express and even coutts card at home Reviewed on: 17th January 2025

Love my zopa card use it every month for all my purc...

5
Love my zopa card use it every month for all my purchases Reviewed on: 17th January 2025

enjoyable easy to use and helpful contact centre.

5
enjoyable easy to use and helpful contact centre. Great app. Reviewed on: 17th January 2025

good service

5
good service nice company to be with Reviewed on: 17th January 2025

Great apr and great app to help with all your needs.

5
Great apr and great app to help with all your needs. Reviewed on: 17th January 2025

Very fast excellent service no problems at all and w...

5
Very fast excellent service no problems at all and when making a payment it goes into the account immediately Reviewed on: 17th January 2025

Zopa Bank and Credit Card

5
Zopa Bank and Credit Card: A Refreshing Change I've been using Zopa Bank and their credit card for a while now, and I'm genuinely impressed. Here's why: Brilliant Service: Their customer service is top-notch! Any questions or issues I've had were resolved quickly and efficiently. Manageable Credit Limit: They offer a sensible credit limit that's easy to manage, and they frequently review it for increases. This has helped me build my credit score responsibly. Reviewed on: 17th January 2025

Always happy to help

5
Always happy to help when you have a problem. Very easy to get the help you need. Reviewed on: 17th January 2025

Excellent and professional good value

5
Excellent and professional good value Reviewed on: 17th January 2025

I found customer service to be efficient.

4
I found customer service to be efficient. My finial circumstsnce are always kept in consideration Reviewed on: 17th January 2025

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