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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

I've had a good experience so far.

I've had a good experience so far. Unfortunately I've not qualified for a loan which is disappointing as I thought I would have a better chance as I'm a customer. Reviewed on: 17th April 2025

supportive

Always helpful and supportive and can always help if you have a problem Reviewed on: 17th April 2025

5* from start to finish

From start to finish I felt valued as a customer. Customer service were exceptional. I couldn't ask for better. If this is the level of service they provide to their customers, then yes they deserve the status they have been given. Very well done. Reviewed on: 17th April 2025

Got Zopa to help build my credit score, which they’v...

Got Zopa to help build my credit score, which they’ve helped me with and gave me an increase on my credit limit each year after a review. I would and have recommended this company to family and friends. Reviewed on: 17th April 2025

Zopa a replaceable lender

Zopa have treated me very well I feel. They do not pressure you to accept a higher credit limit or take out a loan. Information is readily available and good customer service. Reviewed on: 17th April 2025

I just find it a really good card easy to use easy t...

I just find it a really good card easy to use easy to set up I’ve told friends and family about the card Reviewed on: 17th April 2025

Great card recommend to everyone

Great card recommend to everyone Reviewed on: 17th April 2025

It all seems very simple no jargon just straight for...

It all seems very simple no jargon just straight forward questions perfect plain and simple what more can I say Reviewed on: 17th April 2025

Mamazing

So good and amazing service .zopa knows us more then we know about are needs Reviewed on: 17th April 2025

Have never had any issues, when I have spoken to any...

Have never had any issues, when I have spoken to anyone they are always helpful Reviewed on: 17th April 2025

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