Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

View other Zopa products

4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Was good start for my credit score

Was good start for my credit score Reviewed on: 23rd April 2025

Easy to use great app.

Easy to use great app. Would recommend Reviewed on: 23rd April 2025

Excellent card

Very easy to use very helpful would highly recommend Reviewed on: 23rd April 2025

Easy straightforward credit card.

Easy straightforward credit card. App is easy to use too Reviewed on: 23rd April 2025

Banking made easy

Easy to use and always there to help .Credit made easy Reviewed on: 23rd April 2025

Happy customer

Very professional and kind, Im really happy with my credit card Reviewed on: 23rd April 2025

This is a very good credit card it helps you and low...

This is a very good credit card it helps you and low interest. I like it Reviewed on: 23rd April 2025

Informative & helpful.

Informative & helpful. Always one step ahead of my finances with Zopa! Reviewed on: 23rd April 2025

Zopa has been a great support a fantastic team all r...

Zopa has been a great support a fantastic team all round Reviewed on: 23rd April 2025

Easy Application,

Easy Application, quick and efficient despatch of card user friendly app Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from HSBC 3.08 from 122 reviews
Flexicard
from Halifax 3.65 from 7 reviews
Aqua credit cards
from NewDay 4.89 from 3309 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69075 reviews
Cash ISA
from Zopa 4.94 from 1545 reviews
Current account
from Zopa 4.93 from 6575 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub