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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Super support

They are very informative and always offering advice and support Reviewed on: 22nd April 2025

Very happy with Zopa l have no bad experience with m...

Very happy with Zopa l have no bad experience with my card is old high interest Reviewed on: 22nd April 2025

Excellent company brilliant customer service

Excellent company brilliant customer service Reviewed on: 22nd April 2025

Great company that care

Great company that actually care about affordability and monitor you and let you know what you can afford Reviewed on: 22nd April 2025

Excellent service great credit card to deal with

Excellent service great credit card to deal with Reviewed on: 22nd April 2025

zopa credit card is reliable and easy to use.

zopa credit card is reliable and easy to use. Reviewed on: 22nd April 2025

Great review

Sure, here's a review for a credit card: I've been using this credit card for about a year now, and I'm really happy with it. The rewards program is great – I earn points on every purchase, and I can redeem them for cash back, gift cards, or travel. The interest rate is also competitive, and I've never had any issues with hidden fees or unexpected charges. One of the things I appreciate most is the card's security features. It has fraud protection, and I feel confident that my information is safe when I use it online or in stores. Plus, the customer service has been excellent Reviewed on: 22nd April 2025

Great product, very reasonable.

Great product, very reasonable. Regular increases if wanted. Reviewed on: 22nd April 2025

Easy to use great app new features x

Easy to use great app new features x Reviewed on: 22nd April 2025

Really good credit card really happy with service

Really good credit card really happy with service Reviewed on: 22nd April 2025

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