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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Never had a problem with this company

Never had a problem with this company Reviewed on: 17th April 2025

Staff are always polite and knowledgeable.

Staff are always polite and knowledgeable. nothing is a problem, always rerassuring. Reviewed on: 17th April 2025

Super user friendly app with everything you need in...

Super user friendly app with everything you need in one place. Reviewed on: 17th April 2025

Thank you very much for service.

Thank you very much for service. I would recommend this to my families and friends. Reviewed on: 17th April 2025

Great customer service

Great customer service and app is very good too. Reviewed on: 17th April 2025

Very good service thank you, answered my questions,...

Very good service thank you, answered my questions, got back to me very quickly Reviewed on: 17th April 2025

Extremely great service very easy and quick, the app...

Extremely great service very easy and quick, the app is very good and fast simple to use and updates quickly Reviewed on: 17th April 2025

Efficient

Very efficient and I will recommend Zopa to anyone looking for financial services Reviewed on: 17th April 2025

Very good customer service and easy to use app.

Very good customer service and easy to use app. Only had 1 issue and was dealt with straight away. Reviewed on: 17th April 2025

I find the app easy to use transfer and move money a...

I find the app easy to use transfer and move money around. I’ve not had much need to use customer support because I’ve not needed too! I That says it all ! Reviewed on: 17th April 2025

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