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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Flexible repayment, great service.

I have been with Zopa for more than 2 years and can testify that the repayment for the credit card is flexible and easy to pay. Also, when I forget to make my payment as at when due, I still have up to 10 days to clear it which is great. Reviewed on: 17th April 2025

Great card !!!!

Great card, making a payment is dead easy, connects to your bank and does everything for you. Reviewed on: 17th April 2025

Easy and simple credit card

I find the online experience with Zopa to be easy and efficient. Anytime I needed any help they have been easy to contact and get any issues resolved. The app is simplicity itself and I find easier than any other credit card I've used in the past Reviewed on: 17th April 2025

Excellent credit card and customer service very easy...

Excellent credit card and customer service very easy to use Reviewed on: 17th April 2025

Great card

Great card with excellent customer service Reviewed on: 17th April 2025

Superb service

Very easy to use app, can keep track of my account with a click of a button. Very competitive rates and quality customer service. Quick decision did not keep me waiting for a reply. Definitely recommend. Reviewed on: 17th April 2025

Zopa card

It was great to get the opportunity for the Zopa card and it’s straight forward on the app Reviewed on: 17th April 2025

Never any issue.

Never any issue. Recommend to my son and he is happy too. The app is easy to use but I would like to be able to add my card to Apple Pay so I don’t have to carry my purse all the time. Reviewed on: 17th April 2025

Very easy to apply for, with a quick response.

Very easy to apply for, with a quick response. If you get accepted the card comes very quickly.I found the app very easy to navigate and they send you emails every month telling you to check your statement. Reviewed on: 17th April 2025

Brilliant card and service

Easy layout, easy payback, small credit I've earned more by now as never missed a payment a am always on time, great product Reviewed on: 17th April 2025

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