Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

An easy app to pay the credit card they let me know...

An easy app to pay the credit card they let me know in plenty of time for the next payment unlike some other cards plenty of offers for Isa etc and if needed to call them always nice to talk to Reviewed on: 17th April 2025

My experience with Zopa has been excellent.

My experience with Zopa has been excellent. Reviewed on: 17th April 2025

Zopaopa card and app is so easy ..

Zopa card and app is so easy to use even for a 70+ year old. Iv never had any problems with Zopa Reviewed on: 17th April 2025

Great customer service A*

Great customer service really competitive rates Reviewed on: 17th April 2025

No problem

No problem what so ever, do everything on the app, which is easy to do. Reviewed on: 17th April 2025

Very easy to navigate around and easy to understand.

Very easy to navigate around and easy to understand...especially if your like me and not good at technical things..well laid out Reviewed on: 17th April 2025

So simple easy and fast to set up a plus

So simple easy and fast to set up a+++ Reviewed on: 17th April 2025

Great card

Easy to set up. App easy to navigate. Great communication Reviewed on: 17th April 2025

Easy to deal with & friendly staff

Easy to deal with & friendly staff Reviewed on: 17th April 2025

Very efficient

Quick and easy service, no messing around on the phone Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua credit cards
from NewDay 4.89 from 3307 reviews
Credit card
from Nationwide 4.01 from 210 reviews
Credit Card
from Ocean Finance 4.76 from 19 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub