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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zopa has exceeded my expectations as a best credit c...

Zopa has exceeded my expectations as a best credit card provider. I highly recommend them for their rewards, customer service and ease of use. Easy to set up payment or change the monthly amount and make one off lump sum payment. Reviewed on: 17th April 2025

easy to use

easy to use they gave me a good amound on card to start with Reviewed on: 17th April 2025

Easy to apply easy set up and easy payment method an...

Easy to apply easy set up and easy payment method and very helpful Reviewed on: 17th April 2025

App easy to use and regular email updates are great

App easy to use and regular email updates are great Reviewed on: 17th April 2025

Great for boosting your credit score

All okay. Nice to boost your credit score Reviewed on: 17th April 2025

So easy to use.

So easy to use. And payments go through really quick. Reviewed on: 17th April 2025

Great experience no problems at all

Great experience no problems at all Reviewed on: 17th April 2025

very easy to process and very well explained

very easy to process and very well explained Reviewed on: 17th April 2025

Very happy with my card and account.

Very happy with my card and account. Reviewed on: 17th April 2025

Best card I had in a while.

Best card I had in a while as its interest rate is very good and I was offered an increase based on my payment history. App is also filled with things to do easily. Reviewed on: 17th April 2025

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