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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very polite always regarding of any situation and ve...

Very polite always regarding of any situation and very reasonable and very helpful when I on and occasion hard to pay one month . Reviewed on: 22nd April 2025

Never had a problem with them as long as you pay on...

Never had a problem with them as long as you pay on time all is ok Reviewed on: 22nd April 2025

Very good.

Very good. Excellent service! I would highly recommend zopa to everyone Reviewed on: 22nd April 2025

Excellent efficient helpful service app great

Excellent efficient helpful service app great Reviewed on: 22nd April 2025

Great service and easy to use app

Great service and easy to use app Reviewed on: 22nd April 2025

Great bank since being with Zopa no problems

Great bank since being with Zopa no problems Reviewed on: 22nd April 2025

Excellent rates , fantastic customer service, very e...

Excellent rates , fantastic customer service, very easy to navigate website, highly recommend, excellent choice of products Reviewed on: 22nd April 2025

Cannot fault Zopa, I highly recommend this company f...

Cannot fault Zopa, I highly recommend this company for a credit card Reviewed on: 22nd April 2025

Excellent credit card for building ur score .

Excellent credit card for building ur score .app is excellent and very helpful. Will definitely recommend to others everything u need is in the app and easy to use Reviewed on: 22nd April 2025

Zopa provided helpful and efficient service

Zopa helped when other companies left me cold. I have now repaired my credit score and have a healthy financial outlook. Reviewed on: 22nd April 2025

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