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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service and great app !

Great service and great app ! Couldn’t ask for more from a credit provider, thank you Reviewed on: 22nd April 2025

Great service, friendly staff and good value for money

Great service, friendly staff and good value for money Reviewed on: 22nd April 2025

Good customer service whenever I have had a query re...

Good customer service whenever I have had a query regarding my credit card. Reviewed on: 22nd April 2025

All works well never need to contact customer service

All works well never need to contact customer service Reviewed on: 22nd April 2025

Very easy app had no problems at all

Very easy app had no problems at all Reviewed on: 22nd April 2025

Excellent Card

Excellent it has helped me to build my credit score Reviewed on: 22nd April 2025

Spoke to customer services

Yes I spoke to a customer services representative and was very helpful my only minus point was trying to find your phone number as it took some finding Reviewed on: 22nd April 2025

Fantastic!

Great company to deal with ,dealt with promptly too.Decisions for Liam’s are almost instant and money in bank really quick . Reviewed on: 22nd April 2025

Great telephone support

Very experienced and business like staff on phone Reviewed on: 22nd April 2025

Like this card company a lot.

Like this card company a lot. They are so good with the customers. Reviewed on: 22nd April 2025

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