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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Quality card

A think Zopa are a quality card, I've been with them for about 5 or 6 months now and I'm delighted with them. Reviewed on: 17th April 2025

Easy to apply and bank and saving accounts give good...

Easy to apply and bank and saving accounts give good interest on your money Reviewed on: 17th April 2025

Easy to apply

Easy to apply and excellent service Reviewed on: 17th April 2025

So understanding!!

When I could not pay on time the staff were so helpful! I wasn’t made to feel like a criminal and they were very understanding. I’d promised to pay on a certain date and they were great at accepting my proposal Reviewed on: 17th April 2025

It was very easy to apply for the card.

It was very easy to apply for the card. Service is excellent the account has been monitored and adjustments made to both credit limit and interest rate. Reviewed on: 17th April 2025

Excellent experience with the Zopa services and acce...

Excellent experience with the Zopa services and access my finance in everyday life. Reviewed on: 17th April 2025

Easy to use good communication app is very good

Easy to use good communication app is very good Reviewed on: 17th April 2025

Very happy always had great service easy to use site...

Very happy always had great service easy to use site Reviewed on: 17th April 2025

I love Zopa they are very good I didn’t regrets of h...

I love Zopa they are very good I didn’t regrets of have Zopa when you put money it does not take time to reflect in ur account they are very good in service thanks you. Reviewed on: 17th April 2025

Zoos were there when I needed a little extra cash, w...

Zoos were there when I needed a little extra cash, when others weren’t and it was very much appreciated! It’s also helped me to rebuild my credit rating. Reviewed on: 17th April 2025

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