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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent service

Zopa has excellent service and their form was easily accessible. Reviewed on: 17th April 2025

modern day credit card apps

Great example of how a modern day credit card apps should be Reviewed on: 17th April 2025

Zopa is by far the best credit card around

Zopa is by far the best credit card around Reviewed on: 17th April 2025

Thank you!

When everyone rejected me with a big NO, Zopa said YES! Reviewed on: 17th April 2025

Good experience

Easy to fill out the application quick decision Reviewed on: 17th April 2025

Zopa is good but to much change when you miss...

Zopa is good but to much change when you miss payment Reviewed on: 17th April 2025

Easy to use

Simple and easy to use app makes for managing my account comfortable. Excellent communication when needed. Reviewed on: 17th April 2025

I’m so excited to be with zopa, they’re system is so...

I’m so excited to be with zopa, they’re system is so unique and excellent and they make so easy to pay back. Reviewed on: 17th April 2025

Excellent products and services so easy to apply

Excellent products and services so easy to apply Reviewed on: 17th April 2025

I can use the international very well

I can use the international very well Reviewed on: 17th April 2025

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