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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to understand there advertising and full usage...

Easy to understand there advertising and full usage of the card. Reviewed on: 22nd April 2025

Good service and fast deposit so easy to use app and...

Good service and fast deposit so easy to use app and all the service Reviewed on: 22nd April 2025

My experience

An easy process from the start and an amazing app to negotiate throughout Reviewed on: 22nd April 2025

Very smooth and efficient service

Very smooth and efficient service design for the customer Reviewed on: 22nd April 2025

Excellent app, easy to navigate site and great custo...

Excellent app, easy to navigate site and great customer service. Simple application process. Reviewed on: 22nd April 2025

Very happy with everything from every facility.

Very happy with everything from every facility... Reviewed on: 22nd April 2025

Always good

Always had a good and fast service. Reviewed on: 22nd April 2025

Easily understandable and excellent customer service

Clear details and no hidden charges. Reviewed on: 22nd April 2025

Brilliant to help build credit score

Brilliant to help build credit score Reviewed on: 22nd April 2025

They are always at the end of the phone if you need...

They are always at the end of the phone if you need help Reviewed on: 22nd April 2025

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