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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Always polite, yes and very professional

Always polite, yes and very professional Reviewed on: 17th April 2025

Excellent service all round, could asked for anythin...

Excellent service all round, could asked for anything more Reviewed on: 17th April 2025

Great service and value.

Great service and value. Easy to make a payment aswell. Reviewed on: 17th April 2025

Great service and value

Had my credit card with them for about 2 years and been impressed so opened a bank account with them also. Reviewed on: 17th April 2025

Nice and easy

It would be better to have smooth dispute experience. Otherwise all good Reviewed on: 17th April 2025

Great card,Faff free credit card

Great card,Faff free credit card Reviewed on: 17th April 2025

I was surprised at how great I felt with the credit...

I was surprised at how great I felt with the credit card Zopa Reviewed on: 17th April 2025

Professionalism.

Professionalism.... Quickly.... Very helpful for people... Reviewed on: 17th April 2025

Quick and professional

Quick and professional when questioning Zopa use empathy and they listen Reviewed on: 17th April 2025

Zopa are excellent

Easy user interface and very reasonable rates - I’ve had other cards but this is the best Reviewed on: 17th April 2025

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