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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

It is a big help to me mostly when i need to purchas...

It is a big help to me mostly when i need to purchase, excellent Reviewed on: 17th April 2025

Smart Banking

Easy and clear to understand and use with straight forward terms and conditions Reviewed on: 17th April 2025

I have really enjoyed using Zopa, it’s very easy to...

I have really enjoyed using Zopa, it’s very easy to use, the App works great and the communication from them is great Reviewed on: 17th April 2025

Very good

Very good experience and excellent service with high quality Reviewed on: 17th April 2025

Very good service ..

Very good service always happy to help very easy to use always get good feedback I would recommend to my friends to get a Zopa credit card. Reviewed on: 17th April 2025

It was easy to apply for, and very clear charges and...

It was easy to apply for, and very clear charges and good value Reviewed on: 17th April 2025

Excellent experience very much appreciated

Excellent experience very much appreciated Reviewed on: 17th April 2025

I have been with Zopa Bank since January 2023 and I...

I have been with Zopa Bank since January 2023 and I can vow is the best credit card I have ever had. Being a responsible user they offer me an increased amount which I found very useful. Now I have been trying their new current account beta version which has the whole features of a current account and makes this last one the best of his range from the market. Reviewed on: 17th April 2025

It's very easy yo use help with your your lifestyle...

It's very easy yo use help with your your lifestyle Reviewed on: 17th April 2025

Zopa is an excellent service and great support

Zopa is an excellent service and great support Reviewed on: 17th April 2025

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